Questions And Answers On Life Insurance: The Life Insurance Toolbook
Price : $11.03
Product Description
During your life, youre likely to make important choices that will affect you for years to come: determining the best community, buying the perfect house, and starting a new family. Purchasing life insurance falls into the same category. But selecting the right policy isnt easy, especially when youre faced with a constant barrage of commercials and brochures from competing life insurance companies.
With twenty years of experience in the life insurance business, Anthony Steuer delivers a practical, one-of-a-kind resource to guide you through the basicsand the finer pointsof life insurance and to help you choose the policy that is just right for you and your family. Using a simple question-and-answer format, Steuer covers everything you need to know about life insurance, including how to:
- Differentiate between types of policies
- Find and evaluate a policy and company
- Hire a trusted agent
- Understand the practice of underwriting
- Monitor your policy
Steuers invaluable advice will safeguard you from unpleasant surprises and unnecessary pitfalls. For anyone, from consumers to financial advisors, Questions and Answers on Life Insurance is the definitive resource on life insurance.
Customer Reviews
Review date : 2008-05-08
Modern funerals can be quite expensive, so life insurance can be the easiest answer. But how can you make sure that your life insurance will do what you pay it to do? "Questions and Answers on Life Insurance: The Life Insurance Toolbook" is a guide to help those who are concerned about life insurance policies make the right decisions by analyzing the fine print of it all - the different types of policies, evaluating the companies that hold the policy, trusted agencies, underwriting, and how to make sure your policy doesn’t change behind your back. "Questions and Answers on Life Insurance: The Life Insurance Toolbook" is highly recommended to community library collections on personal finance and for anyone who is in the market for a life insurance policy.
Review date : 2007-12-03
Questions and Answers on Life Insurance: The Life Insurance Toolbox
Thank you for your interest in this book. Reviews for this book can be found with this earlier edition. Hope these reviews are useful. Tony Steuer, Author.
Review date : 2007-09-05
Tony’s honest and unbiased approach to the presentation of the material is the perfect format for actually learning about Life Insurance. There is much knowledge to gain about what is construed as a potentially complex area of financial protection. If you are in the market to purchase Life Insurance, this is the book for you.
Review date : 2007-06-13 
It’s great tool to validating the complex information on life insurance and easier to understand than most text material.
Review date : 2007-06-02
For the beginning insurance agent, this is a very good book. Insurance products are very complex and sometimes difficult to explain, this book helps and could even be used to help answer prospective clients questions while presenting. I am glad I own this book.
Tools And Techniques Of Life Insurance Planning
Price : $74.06
Customer Reviews
Review date : 2006-10-28
Life insurance planning is a very complicated issue. Must people think that is just a matter of buying an insurance from an agent, but there are many other considerations like: survivors needs, estate tax issues, compensation and benefits, business succession and wealth transfer.
The Tools & Techniques of Life Insurance Planning is the best guide for any insurance or financial planning professional. Also is very easy to understand for today consumers.
Swiss Annuities And Life Insurance: Secure Returns Asset Protection And Privacy (Wiley Finance)
Price : $40.69
Product Description
Swiss Annuities and Life Insurance examines the key characteristics of Swiss annuities and life insurance, and explains how the use of these products can help you achieve asset protection, growth, and, in some cases, significant tax planning opportunities. Swiss annuities and life insurance are an excellent alternative investment, particularly for high-net-worth individuals. With this expert guidebook, you too will learn how to safely capitalize on these attractive products.
Customer Reviews
Review date : 2008-09-21 
This book was certainly informative, and offers a good basic introduction to Swiss annuities.
On the other hand, perhaps because it was written largely by people with a vested interest in the business, the book is not very skeptical of the fee structures and expenses of many of these products. The fact is, for most US citizens, while Swiss annuities might make sense for asset protection purposes, it is very hard to find a way to make their total return (after both tax and especially after fees and expenses), compare favourably to properly structured comparable tax-deferred accounts. Fees and expenses matter, and these products routinely have an expense structure that destroys most of the power of compounding. In short, asset protection is expensive!
Review date : 2008-08-10
I have long considered Mario Mata to be one of the best and most practical asset protection attorneys. Unlike many of the newbie asset protection planners who so lately have sprung up like so many weeds and who lack anything like real experience, Mario has actually been practicing in this area for well over a decade, and is currently a director of the American Bar Association’s Asset Protection Planning Committee. Mario is the "real deal" and one of the very few asset protection attorneys whom I would trust with my own planning.
Planners have been using offshore annuities and life insurance products for many years, sometimes correctly and often not. Such financial devices are commonly referred to as "Swiss annuities" or "Swiss life insurance" although they might be purchased in another offshore haven, say, Bermuda or the Isle of Man. The IRS and Treasury guidelines for reporting and taxing these instruments are unclear and ever changing, making the area difficult to practice in, and unfortunately some planners misuse these products in what are clearly tax shelter schemes and tax evasion schemes.
Offshore annuities and offshore life insurance products are not for everybody, and in fact are correctly used only for a relatively very small segment of society, such as truly international families having members spread across at least a couple of different nations. For these families, sophisticated international trust planning which includes foreign annuity and life insurance planning is a must. For purely "domestic" families, such planning can be overkill, and the higher costs of such planning can quickly degenerate its efficiency.
This book is basically a collection of 14 articles on the subject, as written by 16 different authors. Each article gives a fairly detailed discussion of the technical issues involved with offshore annuities and life insurance. The depth of the articles is such that this is probably more of a book for learned legal and financial professionals than for the layman considering the purchase of such a product (such a person should hire the best counsel available and follow their guidance — there are far too many minefields in this area for this to be anything like a "do it yourself" planning area). This is not anything like light reading, but consists of technically deep analysis of both Swiss law and how the IRS treats foreign annuities and life insurance products.
In the final analysis, this book will be a much referred-to tome found on the shelves of every planner who has an interest in this area. Highly recommended.
Life Insurance Selling
Price : $35.00
Product Description
A magazine of sales ideas for life insurance salespeople and financial planners. Includes sales techniques, insurance trends, new policies, and office aids.
