The New Health Insurance Solution: How To Get Cheaper Better Coverage Without A Traditional Employer Plan

Price : $9.46

 

Product Description

You no longer need a traditional employer plan to get good, affordable health insurance. The New Health Insurance Solution can help you cut your health insurance costs in half if:

• You’re self-employed, an independent contractor, or your employer doesn’t provide health insurance (you can probably get coverage on your own for about $94/montha fraction of what an employer would have to pay for the same coverage)
• You are employed and pay extra to cover your spouse or children under your employer-sponsored planyou may save 50% by taking them off your employer plan
• You own a small business and are getting killed by double-digit premium increasesyou can now give employees tax-free money to buy their own plans and get your company out of the health insurance business

The book also explains in detail the best solutions for you if:

• You can’t find affordable health insurance because you or a child have an expensive preexisting medical problem (your state has a program to provide you with guaranteed coverage )
• You’re currently putting money into an IRA or a 401(k)because you don’t realize that an HSA is always a better option
• You’re unsure how you or your parents will be able to afford health insurance during retirement, or how to maximize benefits from Medicareincluding the new Part D prescription drug plan

The New Health Insurance Solution is the definitive guide to the new ways every American can now get affordable health carewithout an employer.

PAUL ZANE PILZER is a world-renowned economist, a former advisor in two White House administrations, an entrepreneur/employer, an award-winning adjunct professor at NYU, and a New York Times bestselling author.

Customer Reviews

Review date : 2008-10-14
Best book on Health insurance solutions I have ever read and I am an insurance agent who reads a lot. Mr Pilzer has his hands around the problem. If we would all move to his solution, we would dramatically reduce health care expenditures and provide employees with real insurance coverage that goes with them when they leave an employer.

Review date : 2008-08-17
An option of choices and solutions to finding health coverage. Easy to read and understand.

Review date : 2008-07-30
The book did a great job walking through the complicated maze (or land mine) of finding health insurance. After 16 years on Wall Street I left my firm recently and not sure if I’ll go back to a big company. The book helped explain what to do and not to do in finding my own family policy. The three biggest insights I gleaned were: 1) work with a broker who can tell you in advance if your application might be denied (you don’t want this on your permanent record); 2) opening an HSA could save over $2K/year in taxes; and 3) don’t use the funds in your HSA for medical expenses until you retire (because the investment builds tax free). I almost didn’t buy the book when I read the Amazon review that questioned the author’s credentials but after reading the book it’s more about simplifying a complicated issue than having experience selling insurance. I’d highly recommend this book to anyone who is leaving corporate America to either retire early or become their own boss.

Review date : 2007-04-19
This book is a must-have for people who are thinking about or planning to travel full-time in an RV who are not yet eligible for Medicare. The New Health Care Solution walks you through the process of selecting health insurance. Since full-time RVers can choose a new domicile, the charts in Appendix A will help you make that decision, expecially if you have a preexisting condition.

There is a lot of information packed in this book. It is great to have it all in one reference book. In addition to explaining the laws relating to COBRA, HIPPA and Medicare (plus loopholes you can take advantage of), he covers ways to reduce your costs and find low-cost health care and prescription drugs. For those who have no health insurance or a high deductible, this can make a significant difference. It is definitely a keeper.

Review date : 2007-02-11
An excellent,indeed invaluable book with concrete, thorough information and advice on how to get good health insurance coverage, especially aimed at those not covered or unsatisfactorily covered by group health insurance plans. The author has done an immense service by writing this book. It is the best book I have found on this subject, by far!

Insurance Agency Business Plan - MS Word/Excel

Price : $18.95

Features

• Easy to Use 3 Year MS Excel Financial Model
• 9 Chapter Business Plan (MS Word) - Full Industry Research - Investor/Bank Ready
• Private Placement Memorandum and PowerPoint Presentation Included Free!
• Same Day Shipping (If order is placed before 5PM EST)! Delivered as CD-ROM.
• Easy to Use Instructions for the Software and the Business Planning Process!

 

Product Description

The Insurance Agency Business Plan is a comprehensive document that you can use for raising capital from a bank or an investor. This document has fully automated 3 year financials, complete industry research, and a fully automated table of contents. The template also features full documentation that will help you through the business planning process. This is a full and complete business plan with original research, financial models, and marketing/advertising plans that are specific for an Insurance Agency. Since 2005, BizPlanDB and its parent company have helped raise more than $100,000,000 through its developed plans.