New Life Insurance Investment Advisor: Achieving Financial Security For You And Your Family Through Today’s Insurance Products

Price : $7.75

 

Product Description

 

For anyone who needs to understand different types of life insurance, as well as considerations for purchasing and managing policies, this book should be on your nearby reference shelf. If youve frequently found yourself fumbling around with terminology, such as the differences between variable, universal, and variable universal life (VUL) policies, youll finally see some light through the haze. - MorningstarAdvisor.com

Life insurance doesn’t have to be complex or intimidating. Ben Baldwin’s completely revised and updated guidebook makes it clear and logical, discussing how to analyze insurance products based on their investment merits and best overall financial returns. This clear, authoritative resource for consumer insurance information covers the pros and cons of Internet purchases, techniques to use capital within a policy, the fixed premium feature, insurance for different stages of life, and the new emergence of immediate annuities.

 

Customer Reviews

Review date : 2008-02-29
This is a great introductory book to a difficult topic. Must read for any first year advisor or life insurance agent.

Review date : 2007-06-27
This is the best source I have come across for dissecting and analyzing VUL. Most insurance professionals shy away from this product because of its risks. My feeling has been that this reaction is born out of a lack of understanding. This book is very clear about the risks and the rewards, teaching both with depth and candor. Knowledge is power and this book provides both.

Review date : 2007-03-17
The book is very informative, entertaining, and instructive. It gives the benefits and drawbacks of each type of life insurance. It’s a good reference book. It’s easy to read and understand.

However, it is very biased towards variable universal life (VUL). In fact, the author states that this type of policy is the reason why the book exists. He even goes so far as to say that VUL is one of the best investment vehicles of the century! He’s a good cheerleader for VUL and even though he is honest and does point out the pitfalls of VUL, he sort of skims over the probability of problems with these policies in later years.

This book inspired me to check VUL policies and get some illustrations. I was shocked at the high probability of lapse in these policies if the expected return in the investments was average, say expected 8% return. You really need to get over 10% annualized return in the policies to be assured that the policy will not lapse. Anything less than that and you are running a grave risk of having to fund the policy dramatically or see it lapse just at a time when you need it most, after age 70. The trick is to adequately fund the policy from the start, and the funding can be quite expensive. And even after all of that, the insurance company makes YOU assume the risk of generating enough return to keep the policy in force. Even if you don’t take any loans, the policy can lapse if the returns are just a little bit less than expected. That’s very high risk to me. There are no affordable guarantees of minimum death benefit or cash values in a VUL, regardless of loans or premiums paid on time. I was shocked to learn this in reality.

So don’t fall for the hype in this book about VUL. The author greatly under-estimates the risk inherent in VUL policies.

Ultimately, I’d say there are better books on insurance if you just want to learn about the basics.

Review date : 2006-11-10
Ben Baldwin has always been one of the clearest writers about life insurance from a financial planning perspective. The explanations of what the insurance industry would call "Advanced Underwriting" uses of life insurance in this book are clear, concise and free of jargon. Although this is a consumer book, I would recommend it to financial planning professionals to enhance their own understanding and to see how to explain complex financial topics to clients.

Review date : 2006-07-26
The author did a geat job in explaining life insurance products. Those that have panned the book have a built in bias against insurance companies and their salesmen/woman. Fine, but I am waiting for one to write a cogent critique of why the author is wrong in his analysis. Frankly, I haven’t found one financial services professional that can, even those that don’t sale insurance products. Bottom line, the strategy makes sense for a many if not most folks who are trying to accumulate retirement $$. And yes the insurance industry makes good fees selling their products just like the securities companies make great fees with their products whether they are indexed mutual funds or stocks and bonds. I simply consider this the cost of doing business and move on. So what if someone makes some money helping you have a more comfortable retirement. Read it, take the ideas seriously, and incorporate the ideas into your plan. I have.

Questions And Answers On Life Insurance: The Life Insurance Toolbook

Price : $11.03

 

Product Description

During your life, youre likely to make important choices that will affect you for years to come: determining the best community, buying the perfect house, and starting a new family. Purchasing life insurance falls into the same category. But selecting the right policy isnt easy, especially when youre faced with a constant barrage of commercials and brochures from competing life insurance companies.

With twenty years of experience in the life insurance business, Anthony Steuer delivers a practical, one-of-a-kind resource to guide you through the basicsand the finer pointsof life insurance and to help you choose the policy that is just right for you and your family. Using a simple question-and-answer format, Steuer covers everything you need to know about life insurance, including how to:

 

• Differentiate between types of policies
• Find and evaluate a policy and company
• Hire a trusted agent
• Understand the practice of underwriting
• Monitor your policy

 

Steuers invaluable advice will safeguard you from unpleasant surprises and unnecessary pitfalls. For anyone, from consumers to financial advisors, Questions and Answers on Life Insurance is the definitive resource on life insurance.

 

Customer Reviews

Review date : 2008-05-08
Modern funerals can be quite expensive, so life insurance can be the easiest answer. But how can you make sure that your life insurance will do what you pay it to do? "Questions and Answers on Life Insurance: The Life Insurance Toolbook" is a guide to help those who are concerned about life insurance policies make the right decisions by analyzing the fine print of it all - the different types of policies, evaluating the companies that hold the policy, trusted agencies, underwriting, and how to make sure your policy doesn’t change behind your back. "Questions and Answers on Life Insurance: The Life Insurance Toolbook" is highly recommended to community library collections on personal finance and for anyone who is in the market for a life insurance policy.

Review date : 2007-12-03
Questions and Answers on Life Insurance: The Life Insurance Toolbox
Thank you for your interest in this book. Reviews for this book can be found with this earlier edition. Hope these reviews are useful. Tony Steuer, Author.

Review date : 2007-09-05
Tony’s honest and unbiased approach to the presentation of the material is the perfect format for actually learning about Life Insurance. There is much knowledge to gain about what is construed as a potentially complex area of financial protection. If you are in the market to purchase Life Insurance, this is the book for you.

Review date : 2007-06-13
It’s great tool to validating the complex information on life insurance and easier to understand than most text material.

Review date : 2007-06-02
For the beginning insurance agent, this is a very good book. Insurance products are very complex and sometimes difficult to explain, this book helps and could even be used to help answer prospective clients questions while presenting. I am glad I own this book.

New Life Insurance Investment Advisor: Achieving Financial Security For You And Your Family Through Today’s Insurance Products

Price : $7.75

 

Product Description

 

For anyone who needs to understand different types of life insurance, as well as considerations for purchasing and managing policies, this book should be on your nearby reference shelf. If youve frequently found yourself fumbling around with terminology, such as the differences between variable, universal, and variable universal life (VUL) policies, youll finally see some light through the haze. - MorningstarAdvisor.com

Life insurance doesn’t have to be complex or intimidating. Ben Baldwin’s completely revised and updated guidebook makes it clear and logical, discussing how to analyze insurance products based on their investment merits and best overall financial returns. This clear, authoritative resource for consumer insurance information covers the pros and cons of Internet purchases, techniques to use capital within a policy, the fixed premium feature, insurance for different stages of life, and the new emergence of immediate annuities.

 

Customer Reviews

Review date : 2008-02-29
This is a great introductory book to a difficult topic. Must read for any first year advisor or life insurance agent.

Review date : 2007-06-27
This is the best source I have come across for dissecting and analyzing VUL. Most insurance professionals shy away from this product because of its risks. My feeling has been that this reaction is born out of a lack of understanding. This book is very clear about the risks and the rewards, teaching both with depth and candor. Knowledge is power and this book provides both.

Review date : 2007-03-17
The book is very informative, entertaining, and instructive. It gives the benefits and drawbacks of each type of life insurance. It’s a good reference book. It’s easy to read and understand.

However, it is very biased towards variable universal life (VUL). In fact, the author states that this type of policy is the reason why the book exists. He even goes so far as to say that VUL is one of the best investment vehicles of the century! He’s a good cheerleader for VUL and even though he is honest and does point out the pitfalls of VUL, he sort of skims over the probability of problems with these policies in later years.

This book inspired me to check VUL policies and get some illustrations. I was shocked at the high probability of lapse in these policies if the expected return in the investments was average, say expected 8% return. You really need to get over 10% annualized return in the policies to be assured that the policy will not lapse. Anything less than that and you are running a grave risk of having to fund the policy dramatically or see it lapse just at a time when you need it most, after age 70. The trick is to adequately fund the policy from the start, and the funding can be quite expensive. And even after all of that, the insurance company makes YOU assume the risk of generating enough return to keep the policy in force. Even if you don’t take any loans, the policy can lapse if the returns are just a little bit less than expected. That’s very high risk to me. There are no affordable guarantees of minimum death benefit or cash values in a VUL, regardless of loans or premiums paid on time. I was shocked to learn this in reality.

So don’t fall for the hype in this book about VUL. The author greatly under-estimates the risk inherent in VUL policies.

Ultimately, I’d say there are better books on insurance if you just want to learn about the basics.

Review date : 2006-11-10
Ben Baldwin has always been one of the clearest writers about life insurance from a financial planning perspective. The explanations of what the insurance industry would call "Advanced Underwriting" uses of life insurance in this book are clear, concise and free of jargon. Although this is a consumer book, I would recommend it to financial planning professionals to enhance their own understanding and to see how to explain complex financial topics to clients.

Review date : 2006-07-26
The author did a geat job in explaining life insurance products. Those that have panned the book have a built in bias against insurance companies and their salesmen/woman. Fine, but I am waiting for one to write a cogent critique of why the author is wrong in his analysis. Frankly, I haven’t found one financial services professional that can, even those that don’t sale insurance products. Bottom line, the strategy makes sense for a many if not most folks who are trying to accumulate retirement $$. And yes the insurance industry makes good fees selling their products just like the securities companies make great fees with their products whether they are indexed mutual funds or stocks and bonds. I simply consider this the cost of doing business and move on. So what if someone makes some money helping you have a more comfortable retirement. Read it, take the ideas seriously, and incorporate the ideas into your plan. I have.

Questions And Answers On Life Insurance: The Life Insurance Toolbook

Price : $11.03

 

Product Description

During your life, youre likely to make important choices that will affect you for years to come: determining the best community, buying the perfect house, and starting a new family. Purchasing life insurance falls into the same category. But selecting the right policy isnt easy, especially when youre faced with a constant barrage of commercials and brochures from competing life insurance companies.

With twenty years of experience in the life insurance business, Anthony Steuer delivers a practical, one-of-a-kind resource to guide you through the basicsand the finer pointsof life insurance and to help you choose the policy that is just right for you and your family. Using a simple question-and-answer format, Steuer covers everything you need to know about life insurance, including how to:

 

• Differentiate between types of policies
• Find and evaluate a policy and company
• Hire a trusted agent
• Understand the practice of underwriting
• Monitor your policy

 

Steuers invaluable advice will safeguard you from unpleasant surprises and unnecessary pitfalls. For anyone, from consumers to financial advisors, Questions and Answers on Life Insurance is the definitive resource on life insurance.

 

Customer Reviews

Review date : 2008-05-08
Modern funerals can be quite expensive, so life insurance can be the easiest answer. But how can you make sure that your life insurance will do what you pay it to do? "Questions and Answers on Life Insurance: The Life Insurance Toolbook" is a guide to help those who are concerned about life insurance policies make the right decisions by analyzing the fine print of it all - the different types of policies, evaluating the companies that hold the policy, trusted agencies, underwriting, and how to make sure your policy doesn’t change behind your back. "Questions and Answers on Life Insurance: The Life Insurance Toolbook" is highly recommended to community library collections on personal finance and for anyone who is in the market for a life insurance policy.

Review date : 2007-12-03
Questions and Answers on Life Insurance: The Life Insurance Toolbox
Thank you for your interest in this book. Reviews for this book can be found with this earlier edition. Hope these reviews are useful. Tony Steuer, Author.

Review date : 2007-09-05
Tony’s honest and unbiased approach to the presentation of the material is the perfect format for actually learning about Life Insurance. There is much knowledge to gain about what is construed as a potentially complex area of financial protection. If you are in the market to purchase Life Insurance, this is the book for you.

Review date : 2007-06-13
It’s great tool to validating the complex information on life insurance and easier to understand than most text material.

Review date : 2007-06-02
For the beginning insurance agent, this is a very good book. Insurance products are very complex and sometimes difficult to explain, this book helps and could even be used to help answer prospective clients questions while presenting. I am glad I own this book.

New Life Insurance Investment Advisor: Achieving Financial Security For You And Your Family Through Today’s Insurance Products

Price : $7.75

 

Product Description

 

For anyone who needs to understand different types of life insurance, as well as considerations for purchasing and managing policies, this book should be on your nearby reference shelf. If youve frequently found yourself fumbling around with terminology, such as the differences between variable, universal, and variable universal life (VUL) policies, youll finally see some light through the haze. - MorningstarAdvisor.com

Life insurance doesn’t have to be complex or intimidating. Ben Baldwin’s completely revised and updated guidebook makes it clear and logical, discussing how to analyze insurance products based on their investment merits and best overall financial returns. This clear, authoritative resource for consumer insurance information covers the pros and cons of Internet purchases, techniques to use capital within a policy, the fixed premium feature, insurance for different stages of life, and the new emergence of immediate annuities.

 

Customer Reviews

Review date : 2008-02-29
This is a great introductory book to a difficult topic. Must read for any first year advisor or life insurance agent.

Review date : 2007-06-27
This is the best source I have come across for dissecting and analyzing VUL. Most insurance professionals shy away from this product because of its risks. My feeling has been that this reaction is born out of a lack of understanding. This book is very clear about the risks and the rewards, teaching both with depth and candor. Knowledge is power and this book provides both.

Review date : 2007-03-17
The book is very informative, entertaining, and instructive. It gives the benefits and drawbacks of each type of life insurance. It’s a good reference book. It’s easy to read and understand.

However, it is very biased towards variable universal life (VUL). In fact, the author states that this type of policy is the reason why the book exists. He even goes so far as to say that VUL is one of the best investment vehicles of the century! He’s a good cheerleader for VUL and even though he is honest and does point out the pitfalls of VUL, he sort of skims over the probability of problems with these policies in later years.

This book inspired me to check VUL policies and get some illustrations. I was shocked at the high probability of lapse in these policies if the expected return in the investments was average, say expected 8% return. You really need to get over 10% annualized return in the policies to be assured that the policy will not lapse. Anything less than that and you are running a grave risk of having to fund the policy dramatically or see it lapse just at a time when you need it most, after age 70. The trick is to adequately fund the policy from the start, and the funding can be quite expensive. And even after all of that, the insurance company makes YOU assume the risk of generating enough return to keep the policy in force. Even if you don’t take any loans, the policy can lapse if the returns are just a little bit less than expected. That’s very high risk to me. There are no affordable guarantees of minimum death benefit or cash values in a VUL, regardless of loans or premiums paid on time. I was shocked to learn this in reality.

So don’t fall for the hype in this book about VUL. The author greatly under-estimates the risk inherent in VUL policies.

Ultimately, I’d say there are better books on insurance if you just want to learn about the basics.

Review date : 2006-11-10
Ben Baldwin has always been one of the clearest writers about life insurance from a financial planning perspective. The explanations of what the insurance industry would call "Advanced Underwriting" uses of life insurance in this book are clear, concise and free of jargon. Although this is a consumer book, I would recommend it to financial planning professionals to enhance their own understanding and to see how to explain complex financial topics to clients.

Review date : 2006-07-26
The author did a geat job in explaining life insurance products. Those that have panned the book have a built in bias against insurance companies and their salesmen/woman. Fine, but I am waiting for one to write a cogent critique of why the author is wrong in his analysis. Frankly, I haven’t found one financial services professional that can, even those that don’t sale insurance products. Bottom line, the strategy makes sense for a many if not most folks who are trying to accumulate retirement $$. And yes the insurance industry makes good fees selling their products just like the securities companies make great fees with their products whether they are indexed mutual funds or stocks and bonds. I simply consider this the cost of doing business and move on. So what if someone makes some money helping you have a more comfortable retirement. Read it, take the ideas seriously, and incorporate the ideas into your plan. I have.

Questions And Answers On Life Insurance: The Life Insurance Toolbook

Price : $11.03

 

Product Description

During your life, youre likely to make important choices that will affect you for years to come: determining the best community, buying the perfect house, and starting a new family. Purchasing life insurance falls into the same category. But selecting the right policy isnt easy, especially when youre faced with a constant barrage of commercials and brochures from competing life insurance companies.

With twenty years of experience in the life insurance business, Anthony Steuer delivers a practical, one-of-a-kind resource to guide you through the basicsand the finer pointsof life insurance and to help you choose the policy that is just right for you and your family. Using a simple question-and-answer format, Steuer covers everything you need to know about life insurance, including how to:

 

• Differentiate between types of policies
• Find and evaluate a policy and company
• Hire a trusted agent
• Understand the practice of underwriting
• Monitor your policy

 

Steuers invaluable advice will safeguard you from unpleasant surprises and unnecessary pitfalls. For anyone, from consumers to financial advisors, Questions and Answers on Life Insurance is the definitive resource on life insurance.

 

Customer Reviews

Review date : 2008-05-08
Modern funerals can be quite expensive, so life insurance can be the easiest answer. But how can you make sure that your life insurance will do what you pay it to do? "Questions and Answers on Life Insurance: The Life Insurance Toolbook" is a guide to help those who are concerned about life insurance policies make the right decisions by analyzing the fine print of it all - the different types of policies, evaluating the companies that hold the policy, trusted agencies, underwriting, and how to make sure your policy doesn’t change behind your back. "Questions and Answers on Life Insurance: The Life Insurance Toolbook" is highly recommended to community library collections on personal finance and for anyone who is in the market for a life insurance policy.

Review date : 2007-12-03
Questions and Answers on Life Insurance: The Life Insurance Toolbox
Thank you for your interest in this book. Reviews for this book can be found with this earlier edition. Hope these reviews are useful. Tony Steuer, Author.

Review date : 2007-09-05
Tony’s honest and unbiased approach to the presentation of the material is the perfect format for actually learning about Life Insurance. There is much knowledge to gain about what is construed as a potentially complex area of financial protection. If you are in the market to purchase Life Insurance, this is the book for you.

Review date : 2007-06-13
It’s great tool to validating the complex information on life insurance and easier to understand than most text material.

Review date : 2007-06-02
For the beginning insurance agent, this is a very good book. Insurance products are very complex and sometimes difficult to explain, this book helps and could even be used to help answer prospective clients questions while presenting. I am glad I own this book.

Questions And Answers On Life Insurance: The Life Insurance Toolbook

Price : $11.03

 

Product Description

During your life, youre likely to make important choices that will affect you for years to come: determining the best community, buying the perfect house, and starting a new family. Purchasing life insurance falls into the same category. But selecting the right policy isnt easy, especially when youre faced with a constant barrage of commercials and brochures from competing life insurance companies.

With twenty years of experience in the life insurance business, Anthony Steuer delivers a practical, one-of-a-kind resource to guide you through the basicsand the finer pointsof life insurance and to help you choose the policy that is just right for you and your family. Using a simple question-and-answer format, Steuer covers everything you need to know about life insurance, including how to:

 

• Differentiate between types of policies
• Find and evaluate a policy and company
• Hire a trusted agent
• Understand the practice of underwriting
• Monitor your policy

 

Steuers invaluable advice will safeguard you from unpleasant surprises and unnecessary pitfalls. For anyone, from consumers to financial advisors, Questions and Answers on Life Insurance is the definitive resource on life insurance.

 

Customer Reviews

Review date : 2008-05-08
Modern funerals can be quite expensive, so life insurance can be the easiest answer. But how can you make sure that your life insurance will do what you pay it to do? "Questions and Answers on Life Insurance: The Life Insurance Toolbook" is a guide to help those who are concerned about life insurance policies make the right decisions by analyzing the fine print of it all - the different types of policies, evaluating the companies that hold the policy, trusted agencies, underwriting, and how to make sure your policy doesn’t change behind your back. "Questions and Answers on Life Insurance: The Life Insurance Toolbook" is highly recommended to community library collections on personal finance and for anyone who is in the market for a life insurance policy.

Review date : 2007-12-03
Questions and Answers on Life Insurance: The Life Insurance Toolbox
Thank you for your interest in this book. Reviews for this book can be found with this earlier edition. Hope these reviews are useful. Tony Steuer, Author.

Review date : 2007-09-05
Tony’s honest and unbiased approach to the presentation of the material is the perfect format for actually learning about Life Insurance. There is much knowledge to gain about what is construed as a potentially complex area of financial protection. If you are in the market to purchase Life Insurance, this is the book for you.

Review date : 2007-06-13
It’s great tool to validating the complex information on life insurance and easier to understand than most text material.

Review date : 2007-06-02
For the beginning insurance agent, this is a very good book. Insurance products are very complex and sometimes difficult to explain, this book helps and could even be used to help answer prospective clients questions while presenting. I am glad I own this book.

New Life Insurance Investment Advisor: Achieving Financial Security For You And Your Family Through Today’s Insurance Products

Price : $7.75

 

Product Description

 

For anyone who needs to understand different types of life insurance, as well as considerations for purchasing and managing policies, this book should be on your nearby reference shelf. If youve frequently found yourself fumbling around with terminology, such as the differences between variable, universal, and variable universal life (VUL) policies, youll finally see some light through the haze. - MorningstarAdvisor.com

Life insurance doesn’t have to be complex or intimidating. Ben Baldwin’s completely revised and updated guidebook makes it clear and logical, discussing how to analyze insurance products based on their investment merits and best overall financial returns. This clear, authoritative resource for consumer insurance information covers the pros and cons of Internet purchases, techniques to use capital within a policy, the fixed premium feature, insurance for different stages of life, and the new emergence of immediate annuities.

 

Customer Reviews

Review date : 2008-02-29
This is a great introductory book to a difficult topic. Must read for any first year advisor or life insurance agent.

Review date : 2007-06-27
This is the best source I have come across for dissecting and analyzing VUL. Most insurance professionals shy away from this product because of its risks. My feeling has been that this reaction is born out of a lack of understanding. This book is very clear about the risks and the rewards, teaching both with depth and candor. Knowledge is power and this book provides both.

Review date : 2007-03-17
The book is very informative, entertaining, and instructive. It gives the benefits and drawbacks of each type of life insurance. It’s a good reference book. It’s easy to read and understand.

However, it is very biased towards variable universal life (VUL). In fact, the author states that this type of policy is the reason why the book exists. He even goes so far as to say that VUL is one of the best investment vehicles of the century! He’s a good cheerleader for VUL and even though he is honest and does point out the pitfalls of VUL, he sort of skims over the probability of problems with these policies in later years.

This book inspired me to check VUL policies and get some illustrations. I was shocked at the high probability of lapse in these policies if the expected return in the investments was average, say expected 8% return. You really need to get over 10% annualized return in the policies to be assured that the policy will not lapse. Anything less than that and you are running a grave risk of having to fund the policy dramatically or see it lapse just at a time when you need it most, after age 70. The trick is to adequately fund the policy from the start, and the funding can be quite expensive. And even after all of that, the insurance company makes YOU assume the risk of generating enough return to keep the policy in force. Even if you don’t take any loans, the policy can lapse if the returns are just a little bit less than expected. That’s very high risk to me. There are no affordable guarantees of minimum death benefit or cash values in a VUL, regardless of loans or premiums paid on time. I was shocked to learn this in reality.

So don’t fall for the hype in this book about VUL. The author greatly under-estimates the risk inherent in VUL policies.

Ultimately, I’d say there are better books on insurance if you just want to learn about the basics.

Review date : 2006-11-10
Ben Baldwin has always been one of the clearest writers about life insurance from a financial planning perspective. The explanations of what the insurance industry would call "Advanced Underwriting" uses of life insurance in this book are clear, concise and free of jargon. Although this is a consumer book, I would recommend it to financial planning professionals to enhance their own understanding and to see how to explain complex financial topics to clients.

Review date : 2006-07-26
The author did a geat job in explaining life insurance products. Those that have panned the book have a built in bias against insurance companies and their salesmen/woman. Fine, but I am waiting for one to write a cogent critique of why the author is wrong in his analysis. Frankly, I haven’t found one financial services professional that can, even those that don’t sale insurance products. Bottom line, the strategy makes sense for a many if not most folks who are trying to accumulate retirement $$. And yes the insurance industry makes good fees selling their products just like the securities companies make great fees with their products whether they are indexed mutual funds or stocks and bonds. I simply consider this the cost of doing business and move on. So what if someone makes some money helping you have a more comfortable retirement. Read it, take the ideas seriously, and incorporate the ideas into your plan. I have.

Life And Health Insurance License Exam Cram

Price : $24.70

 

Product Description

 

If you are studying for your life and health insurance licensing exam, we have the ultimate study tool for you. Life and Health Insurance License Exam Cram is a great resource to help you learn the concepts, laws, rate calculations and state and federal regulations that will be covered on the exam. You’ll also receive a CD that includes a fully-customizable test engine, detailed score report and state-specific law supplement. No matter where you are taking your exam or which area you need to focus on during your studying, Life and Health Insurance License Exam Cram is your smartest way to get certified.

 

Customer Reviews

Review date : 2008-10-29
I made the mistake of listening to my course instructor and only read the limited course material. I had purchased this book with the anticipation of not taking any course study. To make a long story short, the book by far was much better than the course itself. I wouldn’t waste any time taking a course but I do recommend finding out specifics to your state requirements. I don’t think I could’ve passed the Health exam without this book.

Review date : 2008-09-13
in only one chapter, I found what I thought were two errors: the author mixed up churning and twisting, and had the wrong definition for ‘per stirpes’. Very discouraging.

Review date : 2008-08-17
While the book was not specific to the Texas Insurance exam, it did provide enough background to enable me to pass the Texas exam the first time. If you are new to the insurance industry, you should supplement this text with specific information on your state exam. Since I had previously held an insurance license this was a great review and covered some of the new areas. First timers should probably supplement this with an online course of study approved by their state. The exam, administered in Texas by Prometric services, has some questions that the book did not seem to cover in quite the same way. Study the sample questions and answer rationale carefully. Good luck.

Review date : 2008-08-15
This book really was an asset in preparing for the state test. It was very informative and I would agree with the other review that stated that its information was better than what the class offered. The chapter quizzes were very good and the explanations of WHY the answers were what they were helped a lot. It didn’t just give you the correct A, B, C, D answer - it went on to define the reasonings. I used the CD that came with it along with the readings and found them helpful. This is a great book to have at your side when taking the class. Good luck!

Review date : 2008-04-14
The book did give me the information I needed to pass the state test, however, the included CD was not very helpful and there was nothing that helped prepare for individual state tests, although there is a state specific exam on the CD, there is no way to review it other than taking the test.

Questions And Answers On Life Insurance: The Life Insurance Toolbook

Price : $11.03

 

Product Description

During your life, youre likely to make important choices that will affect you for years to come: determining the best community, buying the perfect house, and starting a new family. Purchasing life insurance falls into the same category. But selecting the right policy isnt easy, especially when youre faced with a constant barrage of commercials and brochures from competing life insurance companies.

With twenty years of experience in the life insurance business, Anthony Steuer delivers a practical, one-of-a-kind resource to guide you through the basicsand the finer pointsof life insurance and to help you choose the policy that is just right for you and your family. Using a simple question-and-answer format, Steuer covers everything you need to know about life insurance, including how to:

 

• Differentiate between types of policies
• Find and evaluate a policy and company
• Hire a trusted agent
• Understand the practice of underwriting
• Monitor your policy

 

Steuers invaluable advice will safeguard you from unpleasant surprises and unnecessary pitfalls. For anyone, from consumers to financial advisors, Questions and Answers on Life Insurance is the definitive resource on life insurance.

 

Customer Reviews

Review date : 2008-05-08
Modern funerals can be quite expensive, so life insurance can be the easiest answer. But how can you make sure that your life insurance will do what you pay it to do? "Questions and Answers on Life Insurance: The Life Insurance Toolbook" is a guide to help those who are concerned about life insurance policies make the right decisions by analyzing the fine print of it all - the different types of policies, evaluating the companies that hold the policy, trusted agencies, underwriting, and how to make sure your policy doesn’t change behind your back. "Questions and Answers on Life Insurance: The Life Insurance Toolbook" is highly recommended to community library collections on personal finance and for anyone who is in the market for a life insurance policy.

Review date : 2007-12-03
Questions and Answers on Life Insurance: The Life Insurance Toolbox
Thank you for your interest in this book. Reviews for this book can be found with this earlier edition. Hope these reviews are useful. Tony Steuer, Author.

Review date : 2007-09-05
Tony’s honest and unbiased approach to the presentation of the material is the perfect format for actually learning about Life Insurance. There is much knowledge to gain about what is construed as a potentially complex area of financial protection. If you are in the market to purchase Life Insurance, this is the book for you.

Review date : 2007-06-13
It’s great tool to validating the complex information on life insurance and easier to understand than most text material.

Review date : 2007-06-02
For the beginning insurance agent, this is a very good book. Insurance products are very complex and sometimes difficult to explain, this book helps and could even be used to help answer prospective clients questions while presenting. I am glad I own this book.