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Would-be heating oil installers must hold a current certificate of assessed competence before they can apply for OFTEC registration. To get a certificate, they must first pass one of the following assesments:

OFT 105 Domestic/Light Commercial Appliance Installation (this includes Domestic Tank Installation).

OFT 105E Domestic/Light Commercial Appliance and Energy Efficiency Installation (this includes Domestic Tank Installation).

OFT 101 Domestic/light Commercial Pressure Jet Appliance Commissioning and Servicing.

OFT 102 Domestic/light Commercial Vaporising Appliance Commissioning and Servicing.

OFT 600A Domestic/Light Commercial/Industrial Tank Installation.

Passing just one of these modules means an oil installer can lawfully work on any type of oil installation detailed above, once registration is completed. While it is unlikely that an applicant with only one module to their name would be accepted, it is not impossible by any means.

Oil Installer Courses:

Costs and duration of courses do vary, but many courses only last one day. Zurich certification would even teach module OFT 600A in half a day.

Almost all of the course providers insist that applicants for these courses require a level of prior experience in the oil industry to successfully complete the course. Importantly though, no pre-requisite qualifications are required to take any of these courses.

Registration with OFTEC:

Following completion of an appropriate OFTEC module at a recognised assessment centre, the following steps are necessary to become fully OFTEC registered. The applicant’s company will need to sign a declaration concerning Public Liability insurance cover, minimum

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Did you know that one fifth of all crimes reported to the police in the UK are vehicle crimes?

One fifth. That seems a huge amount.

In fact, car crime is falling in this country and has actually been reduced by 9% in the last few years according to the latest police statistics. The fall has been attributed to motorists finally taking notice of the numerous campaigns that have been implemented to encourage them to be more wary, and most of us now take steps to protect our cars.

But not enough.

The cost of vehicle crime affects all motorists because it drives up premiums and makes cheap car insurance harder to find. Here’s a statistic for you- a vehicle in the UK is broken into every 23 seconds.

And nobody wants to be a statistic.

So to keep the thieves away from your car and to keep that cheap motor insurance premium at a reasonable price, there are some steps you can take.

First of all, remember that your vehicle is like a shop window for thieves. If there’s anything on view then it could be stolen. And thieves will steal absolutely anything. So keep everything hidden or, better still, take it out of the car completely. It’s not just the obvious like wallets, phones and laptops that will get taken, but old coats, CDs and the loose change that you use for parking.

If it’s not the bits and pieces inside your car that the thieves are after, it’s the car itself. Lock all doors, close all windows and shut the sunroof every time you leave your vehicle, no matter how long you’ll be gone. Car thieves are often opportunists and will delight in a car that’s been left unlocked on the garage forecourt or left unattended and defrosting on the driveway.

Talking of driveways, they’re good. Well, better than the street anyway. But even better is if you can keep your vehicle inside a locked garage when you’re at home. And motor insurance companies will love you for it- they’ll be sure to give you a cheap car insurance quote if you can prove that your car is locked away securely at night.

Not everyone’s lucky enough to have a garage to put the car in, or maybe yours is just too chock-a-block with bits of old lawnmower and garden chairs. If it is, and you really can’t be bothered to clean it out, then there are some alternative security measures you can invest in.

The most popular, and a right pain in the backside to thieves, is a steering lock. They come in all shapes and sizes, although for some reason most tend to be yellow, and will normally put a potential thief off the idea of trying to half-inch your car.

Immobilisers and car alarms are other methods of protecting your vehicle, and nowadays often come fitted to new models as standard. Trackers are available too, and if failing to deter a thief, will instead go someway towards helping locate your vehicle later on.

Of course, alarms, trackers and immobilisers are all something that motor insurance companies love to hear about, so it could be worth investing in one to help get that cheap car insurance deal.

No matter how many precautions you take to make your car as thief-proof as possible, there is still a chance that it could be broken into or stolen. The only sure-fire thing you can to do to protect yourself is to get proper motor insurance cover, and nowadays, with all the cheap car insurance firms that are springing up, it needn’t cost a packet.

Author: Simon Jacobs, Duck2Water Car Insurance

Duck2water Car Insurance Services are experts in cheap car insurance and can provide fast, free quotes in a matter of seconds - just go to http://www.duck2watercarinsurance.co.uk or call 0808 144 0136.

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Are You Still Paying Too Much for Car Insurance?

Everyone who owns a car needs auto insurance. This article will give you some tips on lowering your auto insurance costs. You will find a checklist of items to ask your insurance agent that may qualify for discounts. Keep in mind that not all discounts can be applied with all insurance companies in all states.

1. Shop Around

Go to your favorite search engine and type in “free car insurance quotes online”. You’ll see a long list of insurance companies that you may even be familiar with. Visit at least five car insurance websites and look for a link to free quotes. You will then be asked basic information about yourself, your driving history, and your car’s make, model, and year. It just takes a couple of minutes, and shortly thereafter, they will email you a no obligation quote. Write down their website address, their toll free number, and customer service email address.

Each insurance company will ask you generally the same questions, and will give you options about how much coverage you will want. Find your current policy, if you have one, and take note of the coverage you currently have. Always provide the same information and ask for the same coverage at each company so you will be comparing apples to apples. Read the fine print and make sure nothing is excluded from the quote like Rental car coverage, towing, medical, etc…

For the purposes of the quote, the insurance company will not ask you your social security number, but keep in mind your actual cost maybe higher or lower depending on your credit history. If you’re not sure about some of the terminology or coverage, take notes so that you can ask the insurance company about them directly.

Once you have at least five quotes emailed to you, take the lowest two or three quotes and see if they are less than what you are paying now. Most likely at least one of them is much lower. At this point you will want to call them directly to get the most accurate quote by providing additional personal information. For additional discounts, here is a checklist of things you should ask about.

[ ] $500 deductible
[ ] $1,000 deductible
[ ] Paying monthly, semi-annually, or annually
[ ] More than 1 car
[ ] No Accidents in 3 Years
[ ] No Moving Violations in 3 Years
[ ] Driver Training Courses
[ ] Defensive Driving Courses
[ ] Anti-Theft Devices
[ ] Low Annual Mileage
[ ] Air Bags
[ ] Anti-Lock Brakes
[ ] Daytime Running Lights
[ ] Student Drivers with Good Grades
[ ] Auto and Homeowners Coverage with the Same Company
[ ] College Students away from Home
[ ] Long-Time Customer
[ ] Other Discounts

2. Saving Insurance Premium on cars you own outright.

If you own a clear title to your car, meaning there is no bank loan on it, then you may want to consider dropping the collision/comprehensive coverage. As a rule of thumb, if the cars value is less than $3000, it may not make sense for you to pay for this additional coverage. Over time, the cost of the additional insurance premium will exceed the value of the car. It’s pretty simple math.

Check the fair market value of your car either through Edmunds.com or even your local newspaper. See what other people are trying to get for the same car. Keep in mind your cars mileage, condition, and age. Has it been in an accident before? Does it have unusually high mileage in excess of 15,000 miles per year? Does it need new tires? You get the idea. Be realistic, because in the event that this car is in an accident and is damaged beyond repair, it is unlikely you will get the full value of the car.

3. Ask About Insurance Rates in Different Areas

Rates can vary widely even in the same state. Different locals have different accident rates, population, and crime. These all factor in to the final cost. If you are moving to a different area, ask about what the rates are for that town.

4. Ask About Getting Other Insurance Policies Together With Your Auto Insurance

Combining insurance policies with the same company can often give you additional discounts. If you own a home, ask about combining your homeowners insurance with your auto insurance. Also ask about other polices, such as life, health, and business insurance. Most insurance companies cover a wide range of policies and will give substantial discounts when you do business exclusively with them.

5. A Clean Credit History Can Reduce Car Premiums:

Having good credit can also lower your insurance costs. Many insurance companies will use credit information to price auto insurance policies. Drivers with good credit and a clean driving record may qualify as a “preferred” customer with lower risk and will be rewarded with lower premiums.

6. Low Mileage Discounts

Some companies offer discounts to drivers who drive a lower than average number of miles per year. If you car pool, take public transportation like the subway, or work from home, you will most likely drive few miles per year than the average driver.

7. Group Insurance

Some insurers offer discounts to drivers who work for certain companies or belong to professional associations, and alumni groups. Ask your employer, group or clubs that you belong to if they have any special arrangements with different insurance companies.

Using all of these tips can save you hundreds of dollars per year, especially when you have multiple cars and multiple drivers in the same household.

Robert Rogers is a writer in the Washington DC area and specializes in money saving techniques. For free online quotes on all types of insurance, visit Free Insurance Quotes Online

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