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Archive for March, 2007


Evaluation of Keywords for an AdSense Oriented Website

The Google AdSense movement is gaining momentum every day. The
driving force in the system is Google’s AdWords ads. The AdSense
program enables website owners to monetize their site and make
additional income.

Although Google has made it simple and easy to implement AdSense on
your website, you have to spend your time and effort to develop a
central theme and the supporting content-rich web pages for your
website. You should develop your website around a specific keyword
phrase that has a high potential to monetize your website through
AdSense. The content and theme of your website should be centered
around the keyword phrase that you are targeting.

AdSense Factor

————–

Refer to my article on The AdSense Factor for an overview on
monetizing your website with AdSense at:

http://www.QuikSystems.com/Article/The-Adsense-Factor.htm

Objective

———

The purpose of this report is to show you one method that I use to
evaluate a keyword phrase relative to other keyword phrases for use
in an AdSense oriented website. It is not intended to show you how
to select a list of keyword themes for evaluation. That topic is
covered adequately in many different other ebooks and reports. As a
valuable resource, I use the following keyword research tool to help
me locate extremely profitable keyword phrases waiting for AdSense
content or niche products:

http://www.QuikSystems.com/adsense/sn.htm

Example

——-

The following example illustrates the potential ranking of keyword-
oriented websites based on keyword phrases previously selected by me
(or you) for consideration as a keyword-oriented AdSense website.
You must always remember there is no one best method to determine
the potential profitability or viability of any specific keyword
phrase when building a website geared towards AdSense monetization.
It takes careful and methodical research followed by in-depth
testing.

The terms used in this example for a specific keyword phrase are:

* Searches = number of searches made by search engine users for a
specific keyword phrase in the previous month as determined by
Overture at http://www.Overture.com

* Top CPC = the current maximum bid (cost per click) by an
advertiser on Overture for a specific keyword phrase

* Competition Pages = the number of web pages indexed by
Google when you perform a search for a specific keyword phrase
on Google’s search engine

* Competitive Ratio = Competition Pages / Searches

* Value Index = Competitive Ratio / Top CPC

Keyword Phrase Searches Top Competition Comp Value
CPC Pages Ratio Index
————– ——– —– ———- —– —–
hardwood floor 167,461 $3.02 4,010,000 23.9 7.9
bridal registry 102,568 $4.68 2,210,000 21.5 4.6
auto towing 109,893 $0.51 4,020,000 36.6 71.7
commodity broker 126,552 $2.71 1,890,000 14.9 5.5
hair replacement 105,996 $1.17 13,500,000 127.4 108.9
adjustable bed 100,295 $3.97 2,750,000 27.4 6.9
consolidate debt 105,651 $4.57 6,320,000 59.8 13.1
credit card debt 171,737 $5.00 17,800,000 103.6 20.7
health insurance quote 161,322 $3.00 13,600,000 84.3 28.1
criminal lawyer 165,156 $4.10 22,500,000 136.2 33.2

Note: Information obtained for this evaluation in November, 2005 can
be found in the following excellent websites:

* Overture: http://searchmarketing.yahoo.com/rc/srch/ (see Keyword

Selector Tool and View Bids Tool)

* NicheBOT: http://www.NicheBOT.com

The guidelines to look for in building an AdSense-oriented keyword
phrase website includes the following items:

* You need the ability or resource to generate fresh quality
content centered around the central theme of your website on a
regular basis.

* You want a relatively high amount of targeted traffic (visitors
to your website)

* You want to minimize when possible the number of competing
websites

* You would like to have your website optimized for high-paying
AdSense ads

Analysis and Evaluation

———————–

First, let’s assume that you have the ability and desire to generate
fresh quality content for any of the keyword phrases on the list of
potential keyword phrases under consideration. This can be done by
writing your own articles, hiring someone to write the articles for
you or using information generated by other individuals that can be
freely utilized without copyright infringement.

Second, I have purposely selected keyword phrases in my initial
search that had searches exceeding 100,000 in the most recent
month. There is no magic number to use as the minimum search
amount. However, the probability decreases in being able to get a
portion of the traffic to visit your website as the number of
monthly searches decreases. Search engine optimization may play a
vital role in generating traffic to your website. If you like,
raise the number to 200,000 or higher and see what results you
obtain. Keep in mind that at some point the number of available
keyword phrases decrease as the minimum search volume requirement is
raised. It is a matter of trial-and-error research to find your
desired search number.

Third, the competition tends to increase for the more popular
keyword phrases. The popular keywords usually have a lot of AdSense-
oriented web pages that are trying to “win the AdSense clicks” of a
limited number of visitors searching for quality content on a
specific keyword phrase. This competition is usually expressed as
the “competitive ratio.” It indicates the number of indexed web
pages that exist for each search by a search engine user for a
specific keyword phrase. The ratio increases as the competition for
a keyword phrase increases assuming a steady level of visitor
searches. Not every web page indexed for a specific keyword phrase
is trying to get AdSense clicks. However, the non-AdSense oriented
web pages are still competing for the search engine visitors.

Fourth, the top bid price (or cost per click) paid by the individual
CPC advertiser (i.e., the amount paid by the advertiser to the
search engine for every click on their search engine ad) also tends
to increase as the popularity of a keyword phrase increases. As an
AdSense oriented website publisher, you want to maximize the CPC
value of the AdSense ads that are displayed on your content theme
website. As a side note, you would want to minimize (or optimize)
your CPC value if you were searching for a keyword phrase centered
around a product of service you wanted to advertise on Google AdWords.

Using the above guidelines, I have classified the list of keyword
phrases as follows (in order of preference as a keyword phrase to
design an AdSense oriented website around):

Keyword Phrase Top Competitive Value
CPC Ratio Index
Rank Rank Rank
———————- —- ———– —–
bridal registry 2 2 1
commodity broker 8 1 2
adjustable bed 5 4 3
hardwood floor 6 3 4
consolidate debt 3 6 5
credit card debt 1 5 6
health insurance quote 7 7 7
criminal lawyer 4 10 8
auto towing 10 5 9
hair replacement 9 9 10

From this list of rankings for each keyword phrase, I would probably
select “bridal registry” as my first choice and “commodity broker”
as my second choice. In a similar manner, I would probably put
“hair replacement” as my last choice and “auto towing” as the next
to last choice.

Everything boils down to how comfortable you personally feel about
this ranking system or your own ranking system. I use a ranking
system that tries to remove the subjective “guess work” and thereby
focus on the objective benefits of each keyword phrase.

I hope this methodology has value to you in your selection and
utilization of keyword phrases in your own AdSense oriented
websites. The primary objective is to select a keyword phrase that
you can use to build a quality and content-rich monetized AdSense
website.

Copyright (C) 2005 - F. Terrence Markle has worked with public and private companies. He has an MBA in marketing and finance. Terry has been involved with Internet-related businesses for over 4 years. http://www.QuikSystems.com

F.R.E.E special report “The AdSense Report” with Master Resale Rights

http://www.QuikSystems.com/report/adsense.htm

F.R.E.E special report “The Niche Report” with Master Resale Rights

http://www.QuikSystems.com/report/niche.htm

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The Top Five Home Owner Insurance FAQ

Whether you are a new home owner, or have owned your home for a longer period of time, there’s no doubt you have many questions about home owner’s insurance. You want to protect your home, your possessions, and your family. Below are five of the most frequently asked questions about home owner insurance.

1. As a home owner, am I required to have insurance? Yes, in most cases, especially if you have a lender. It’s also wise to look into insurance if you are in the process of constructing your home, and even renting your home to someone else.

2. What types of coverage does home owner insurance provide? Two typescasualty, which covers the home and contents, and liability, which covers anyone who is injured on your property. With both types the amount of coverage depends on the policy.

3. Will the replacement cost be the same as the sale price of my home? No. The replacement cost will cover the amount needed to replace the structure and/or contents. Replacement cost is usually calculated based on the individual policy’s formula. It’s wise to take inventory and photographs of your home and contents.

4. Will home owner insurance cover damage or theft outside of my home?
It depends on the policy. Sometimes standard policies offer this kind of coverage, but if not, ask if purchasing the coverage at additional costs is an option.

5. Are home-based businesses covered under home owner insurance? No, unless you qualify for an endorsement to your current home owner insurance policy. Otherwise, look into getting a business owners insurance policy.

Of course, home owners will have more questions about home owner insurance particular to their own situations (including protection against the elements, possessions that are no longer in the home, contents of vehicles, etc.). When searching for a home owner insurance policy, be sure to ask about coverage relevant and beneficial to your own situation.

View our recommended source for insurance quotes homeowners insurance, life insurance quotes

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Whole Life Insurance Companies

Life insurance is a big industry with financial assets of more than $4,000 billion in 2004. The major revenue model is life insurance, although it is slowly being overtaken by annuities, i.e. contracts that guarantee a fixed or variable payment over time. Still, the sale of term and whole life policies remain a significant portion of the business.

Life insurance companies offer a wide range of products, including term and whole life policies, health, accident and hospital plans. Life-related sales accounted for 24% of the portfolio of insurance companies in 2004. The major customers are individuals and worksite employees. According to the NAIC annual statement database, the premium by way of sales of ordinary and industrial life alone is $108 billion, which is 20% of the premium collection in 2004.

It is estimated that there are 1,000 companies selling insurance products in the U.S. They belong to a group of 300 companies. The life insurance industry is characterized by large companies that sell millions of policies each year and small companies that sell thousands of policies. Some of the big names in this industry are MetLife, Prudential Financial and New York Life Insurance.

All of these companies are rated by rating agencies like S&P and Moody’s. Further, these companies are regulated by each state. Some companies don’t have a license to operate in certain states. This limitation should be kept in mind before selecting an insurance company, as in case of complaints, it would be easy to get the assistance of the state. These companies follow a code of ethics and insurance standards, and most are members of Insurance Marketplace Standards Association, a non-profit organization for ethical conduct in insurance marketing.

The insurance companies sell their products through agents and banks. Some also have an Internet presence.

Before selecting a company, it would be wise to do some homework by considering the size, rating, nature and number of complaints against the company. The right company is the one that meets an individual’s needs by tailoring the features and that offers advice through agents.

Whole Life Insurance provides detailed information on Whole Life Insurance, Whole Life Insurance Quotes, Whole Life Insurance Policies, Term Vs Whole Life Insurance and more. Whole Life Insurance is affiliated with Instant Whole Life Insurance Quotes.

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