Archive for August 13th, 2006

Guide to RIB Insurance

If you require insurance for your RIB, but have been presented with a number of alternative policy wordings from a variety of companies, Noble Marine’s Guide to RIB Insurance may help you decide the sort of policy you require. Full details of the cover provided and an interactive quotation form, providing quotations at any time of day or night, can be found by clicking the RIB Insurance link on Noble Marine’s website.

Both the cover provided by different RIB insurance companies and the service they offer, can vary greatly. Bear in mind that a cheaper policy may end up costing you more, if you have to make a claim and you should always check what cover is being offered before signing up.

Q. What should I look out for?

A. Everyone’s needs are different, and only you can decide if wider cover is important to you. It is essential though, to understand what is being offered to you, before being able to make an informed decision.

Comprehensive Cover - will provide cover for your boat against accidental damage, theft, fire and vandalism.

Third Party Liability - You should not consider going afloat without liability insurance, which will cover you if you cause damage to another boat or worse still cause injury.

Racing Risks - Most insurers will exclude cover if you are racing your boat.

New-For-Old cover - This will replace damaged items with new, however age limits may apply.

Policy Excess - You will be required to pay the first